Calculators
Tax & pay
- Take-home pay calculator
- Employer NI and cost of employment calculator
- NHS pay calculator
- Income tax calculator
- National Insurance calculator
- Tax code explainer & refund checker
- Second job tax calculator
- Bonus tax calculator
- Month-by-month payslip checker
- Marginal tax rate & 60% trap
- Adjusted net income calculator
- Hourly pay calculator
- Shift & timesheet pay
- Hourly to annual salary
- Pro-rata salary calculator
- Redundancy pay calculator
- Dividend tax calculator
- CGT on a second property
- CGT on shares & funds
- Self Assessment tax estimator
- Payments on account explainer
- Side-hustle & Vinted tax calculator
- Freelancer tax set-aside calculator
- Sole trader vs limited company
- Umbrella take-home calculator
- Day rate to salary converter
- Flat Rate VAT vs standard
- VAT registration decision
- VAT calculator (add or remove)
- Pay rise calculator
- Overtime pay calculator
- Net to gross salary calculator
- Scottish income tax calculator
- Marriage Allowance calculator
- Corporation tax calculator
- Inheritance tax calculator
- Emergency tax refund estimator
- Director salary vs dividend optimiser
- Salary comparison calculator
- Class 2 & 4 National Insurance
- Council tax calculator
- Rental income tax calculator
- Inside vs outside IR35
- Holiday pay calculator
- Holiday entitlement calculator
- P11D value calculator
- Take-home with student loan
- UK salary percentile
Pensions
- State Pension top-up break-even calculator
- Salary sacrifice pension calculator
- Pension tax relief & 60% trap
- Annual & tapered allowance checker
- Pension pot projection
- Pension drawdown calculator
- Tax-free lump sum calculator
- Annuity calculator
- State Pension age checker
- State Pension forecast
- Pension vs ISA
- How much pension do I need
- NHS pension calculator
- Teachers pension calculator
- Pension contribution calculator
- Salary sacrifice vs relief at source
Property
- Stamp duty calculator (all four nations)
- Second-home stamp duty surcharge
- Buy-to-let yield & Section 24
- Deposit goal & Lifetime ISA
- Remortgage break-even
- Mortgage repayment calculator
- Mortgage affordability calculator
- Interest-only vs repayment
- Mortgage overpayment calculator
- Rent vs buy calculator
- Rental yield calculator
- First-time buyer stamp duty
- House deposit savings goal
- Loan-to-value (LTV) calculator
- Leasehold & ground rent estimator
- Cost of moving house
- Energy price cap calculator
- Shared ownership calculator
- Buy-to-let mortgage calculator
- Offset mortgage calculator
- Overpay mortgage or invest
- Non-resident stamp duty surcharge
- Help to Buy ISA bonus
Car & motoring
- Road tax (VED) checker
- Company car tax (BIK)
- EV salary sacrifice calculator
- EV vs petrol running cost
- Mileage allowance (AMAP)
- PCP vs HP vs cash
- Fuel cost calculator
- MPG calculator
- Car depreciation calculator
- Car finance calculator
- Total cost of car ownership
- ULEZ & clean air charge
- Van tax & BIK calculator
- EV charging cost calculator
- Road trip cost calculator
- Car insurance group checker
Family & children
- Tax-Free Childcare & free hours
- Maternity pay (SMP) schedule
- Shared Parental Leave & Pay
- Child maintenance (CMS) estimator
- Junior ISA projector
- Paternity pay calculator
- Maternity Allowance calculator
- Child Benefit calculator
- Cost of raising a child
- Saving for a child calculator
- Wedding budget calculator
- Pocket money calculator
- University cost calculator
- Family budget calculator
- Cost of a baby calculator
Health & NHS
- NHS prescription PPC: worth it?
- Statutory Sick Pay calculator
- Free prescriptions checker
- BMI calculator
- Calorie (TDEE) calculator
- BMR calculator
- Alcohol units calculator
- Pregnancy due date calculator
- NHS Low Income Scheme checker
- NHS dental charges
- Waist-to-height ratio
- Water intake calculator
- Ideal weight calculator
- Cost of smoking calculator
Benefits
- Council Tax Reduction estimator
- UC two-wages-in-one-period checker
- Carer’s Allowance earnings limit
- HICBC escape planner
- Better off in work calculator
- Universal Credit calculator
- Housing Benefit calculator
- PIP points self-test
- Pension Credit calculator
- Benefit cap checker
- Attendance Allowance checker
- Winter Fuel Payment checker
- ESA calculator
- JSA calculator
- Bereavement Support Payment
- Healthy Start payment checker
- Budgeting Advance calculator
Student finance
Savings & debt
Guides
Benefits
- Attendance Allowance 2026/27: rates and rules
- Benefit cap 2026/27: limits and exemptions
- Bereavement Support Payment 2026/27 explained
- Carer's Allowance 2026/27: the £204 limit
- JSA and ESA rates 2026/27 explained
- Pension Credit 2026/27: rates and who qualifies
- PIP rates 2026/27: what each component pays
- Universal Credit rates 2026/27: what you get
- Universal Credit: extra help you can claim
- Winter Fuel Payment 2026/27 explained
Bonuses
Car
Employment
Family
Health
Household bills
Investments
Motoring
Payslips
- Emergency tax: how much and how to claim it back
- Is my tax code right? How to check and fix it
- Payslip abbreviations explained: NI EE, NI ER
- Second job tax: why NI is per job, tax is not
- Statutory Sick Pay: how much you get in 2026/27
- Why did I pay more tax this month?
- Why does my payslip not match the calculator?
Pensions
- How much pension do I need to retire?
- How much should I pay into my pension?
- Is salary sacrifice worth it?
- Pension annual allowance 2026/27 explained
- Pension Contributions Guide for 2026/27
- Pension tax-free lump sum: the 25% rules
- Salary sacrifice and your student loan
- Salary sacrifice vs relief at source pensions
- State Pension 2026/27: how much you get
Property
- Buy to Let Mortgage Guide for 2026/27
- First-time buyer deposit: how much you need
- Help to Buy ISA bonus: how to claim it
- How Much Is a 100000 Mortgage per Month?
- Interest Only Mortgage Explained for 2026
- Leasehold costs: ground rent and service charges
- Loan to Value Ratio Explained for 2026/27
- Mortgage repayment costs by rate and term
- Overpay the mortgage or invest? The maths
- Rent or Buy in 2026: Full UK Cost Comparison
- Rental income tax 2026/27 and Section 24
- Shared ownership: what it really costs a month
- Stamp duty for first-time buyers 2026/27
- Stamp duty rates 2026/27 explained
Savings
Self-employment
Student finance
Students
Take-home pay
- How much is £100,000 after tax?
- How much is £20,000 after tax? | KnowMyPay
- How much is £22,000 after tax? | KnowMyPay
- How much is £25,000 after tax?
- How much is £28,000 after tax? | KnowMyPay
- How much is £30,000 after tax?
- How much is £32,000 after tax? | KnowMyPay
- How much is £35,000 after tax?
- How much is £40,000 after tax?
- How much is £45,000 after tax?
- How much is £50,000 after tax?
- How much is £55,000 after tax? | KnowMyPay
- How much is £60,000 after tax?
- How much is £65,000 after tax? | KnowMyPay
- How much is £70,000 after tax? | KnowMyPay
- How much is £75,000 after tax? | KnowMyPay
- How much is £80,000 after tax? | KnowMyPay
- How much is £90,000 after tax? | KnowMyPay
- Income tax rates and bands 2026/27 explained
- Minimum wage April 2026: rates and yearly pay
- National Insurance rates 2026/27 explained
- NHS pay bands 2026/27: salary and take-home
- Pro rata salary: how part-time pay is worked out
Tax
Reference pages
- Salary after tax, by amount
- Hourly rate to yearly salary and take-home
- Monthly take-home to salary
- Tax on a bonus, by amount
- Pay rise after tax, by percentage
- Mortgage repayments, by amount
- NHS pay by band, take-home and pension
- NHS promotion take-home, band by band
- Teacher pay scales, M1 to U3
- Police pay scales, constable to inspector
- Child Benefit charge by salary
- Student loan repayment by salary
- The £100,000 tax trap, by salary
- EV salary sacrifice, by salary
Mortgage repayments
- £30,000 mortgage
- £40,000 mortgage
- £50,000 mortgage
- £60,000 mortgage
- £70,000 mortgage
- £80,000 mortgage
- £90,000 mortgage
- £100,000 mortgage
- £125,000 mortgage
- £150,000 mortgage
- £175,000 mortgage
- £200,000 mortgage
- £225,000 mortgage
- £250,000 mortgage
- £275,000 mortgage
- £300,000 mortgage
- £325,000 mortgage
- £350,000 mortgage
- £375,000 mortgage
- £400,000 mortgage
- £450,000 mortgage
- £500,000 mortgage
- £550,000 mortgage
- £600,000 mortgage