Net yearly rise, by salary
Below £50,270 you keep 72p of each extra pound; above it 58p; between £100,000 and £125,140 only 38p. The right-hand column shows each rise against the 3.8% CPI figure for September 2025.
| Rise | On £25,000 | On £35,000 | On £50,000 | On £70,000 | Against 3.8% CPI |
|---|---|---|---|---|---|
| 2% | £360 | £504 | £618 | £812 | -1.8 points |
| 2.5% | £450 | £630 | £763 | £1,015 | -1.3 points |
| 3% | £540 | £756 | £908 | £1,218 | -0.8 points |
| 3.5% | £630 | £882 | £1,053 | £1,421 | -0.3 points |
| 4% | £720 | £1,008 | £1,198 | £1,624 | +0.2 points |
| 4.5% | £810 | £1,134 | £1,343 | £1,827 | +0.7 points |
| 5% | £900 | £1,260 | £1,488 | £2,030 | +1.2 points |
| 6% | £1,080 | £1,512 | £1,778 | £2,436 | +2.2 points |
| 7% | £1,260 | £1,764 | £2,068 | £2,842 | +3.2 points |
| 8% | £1,440 | £2,016 | £2,358 | £3,248 | +4.2 points |
| 10% | £1,800 | £2,520 | £2,938 | £4,060 | +6.2 points |
Using the tables
The net figures assume the standard tax code and no pension contribution or student loan. A percentage pension contribution grows with the salary, which lowers the cash increase but raises the amount saved, and a student loan takes a further 9% of the rise above the plan threshold. The pay rise calculator applies all of these to your own figures, and the net to gross calculator works back from the monthly amount you want to the salary that delivers it.