Police Constable pay point 3 after tax at a glance
The table below provides a full breakdown of annual earnings and deductions alongside monthly, weekly, daily and hourly take-home pay. These figures reflect statutory pay scales published by the Home Office for police officers in England and Wales.
| Item | Yearly | Monthly | Weekly | Daily | Hourly |
|---|---|---|---|---|---|
| Gross pay | £32,181 | £2,682 | £619 | £124 | £15 |
| Police Pension (14.25%) | £4,586 | £382 | £88 | £18 | £2 |
| Taxable income | £27,595 | £2,300 | £531 | £106 | £13 |
| Income tax | £3,005 | £250 | £58 | £12 | £1 |
| National Insurance | £1,569 | £131 | £30 | £6 | £1 |
| Take-home pay | £23,021 | £1,918 | £443 | £89 | £11 |
Understanding deductions on police pay point 3
Net take-home pay is determined after statutory deductions comprising Police Pension Scheme contributions, PAYE income tax and employee National Insurance.
Police Pension Scheme contributions: The Police Pension Scheme 2015 operates as a net pay arrangement. Member contributions of 14.25% are deducted directly from gross pay before income tax is calculated. This delivers automatic income tax relief at your marginal rate. On an annual gross salary of £32,181, the annual pension contribution is £4,586, which reduces taxable pay to £27,595.
Income tax: Tax is charged on taxable earnings after pension contributions have been deducted. Under the standard 1257L tax code, the first £12,570 of earnings is covered by the personal allowance and is free from income tax. Remaining taxable earnings fall into the basic rate band of 20% or the higher rate band of 40%, producing an income tax liability of £3,005 a year (£250 a month).
National Insurance: Employee Class 1 National Insurance is calculated on gross pay without relief for pension contributions. Contributions are charged at 8% on earnings between the primary threshold of £12,570 and the upper earnings limit of £50,270, and 2% on earnings above £50,270. For this pay point, National Insurance deductions total £1,569 a year (£131 a month).
Police officer pay scale comparison, 2024/25
The table below compares constable pay point 3 with all other statutory police pay points in England and Wales. Figures include gross salary, pension contributions, taxes and take-home pay across different time periods.
| Pay point | Rank | Gross salary | Police Pension (14.25%) | Income tax | National Insurance | Take-home a year | Monthly | Weekly | Daily | Hourly |
|---|---|---|---|---|---|---|---|---|---|---|
| Constable pay point 0 | Constable | £26,682 | £3,802 | £2,062 | £1,129 | £19,689 | £1,641 | £379 | £76 | £9 |
| Constable pay point 1 | Constable | £28,551 | £4,069 | £2,382 | £1,278 | £20,822 | £1,735 | £400 | £80 | £10 |
| Constable pay point 2 | Constable | £30,366 | £4,327 | £2,694 | £1,424 | £21,921 | £1,827 | £422 | £84 | £11 |
| Constable pay point 3 | Constable | £32,181 | £4,586 | £3,005 | £1,569 | £23,021 | £1,918 | £443 | £89 | £11 |
| Constable pay point 4 | Constable | £34,002 | £4,845 | £3,317 | £1,715 | £24,125 | £2,010 | £464 | £93 | £12 |
| Constable pay point 5 | Constable | £37,638 | £5,363 | £3,941 | £2,005 | £26,328 | £2,194 | £506 | £101 | £13 |
| Constable pay point 6 | Constable | £43,032 | £6,132 | £4,866 | £2,437 | £29,597 | £2,466 | £569 | £114 | £14 |
| Constable pay point 7 | Constable | £46,044 | £6,561 | £5,383 | £2,678 | £31,422 | £2,619 | £604 | £121 | £15 |
| Sergeant pay point 0 | Sergeant | £47,454 | £6,762 | £5,624 | £2,791 | £32,277 | £2,690 | £621 | £124 | £16 |
| Sergeant pay point 1 | Sergeant | £48,447 | £6,904 | £5,795 | £2,870 | £32,878 | £2,740 | £632 | £126 | £16 |
| Sergeant pay point 2 | Sergeant | £49,443 | £7,046 | £5,965 | £2,950 | £33,482 | £2,790 | £644 | £129 | £16 |
| Sergeant pay point 3 | Sergeant | £51,435 | £7,329 | £6,307 | £3,039 | £34,759 | £2,897 | £668 | £134 | £17 |
| Sergeant pay point 4 | Sergeant | £53,424 | £7,613 | £6,648 | £3,079 | £36,084 | £3,007 | £694 | £139 | £17 |
| Inspector pay point 0 | Inspector | £58,332 | £8,312 | £7,490 | £3,177 | £39,353 | £3,279 | £757 | £151 | £19 |
| Inspector pay point 1 | Inspector | £59,904 | £8,536 | £7,979 | £3,209 | £40,180 | £3,348 | £773 | £155 | £19 |
| Inspector pay point 2 | Inspector | £61,479 | £8,761 | £8,519 | £3,240 | £40,959 | £3,413 | £788 | £158 | £20 |
| Inspector pay point 3 | Inspector | £63,051 | £8,985 | £9,058 | £3,272 | £41,736 | £3,478 | £803 | £161 | £20 |
Pay progression and allowances
Police constables usually start on pay point 0 or 1 upon appointment and advance through the scale annually, subject to satisfactory appraisal. After reaching pay point 7, officers remain at the top of the constable pay band unless they secure promotion to sergeant or transfer into specialist roles.
Officers may also receive additional allowances. Officers in the Metropolitan Police Service and City of London Police receive London Weighting and London Allowance to assist with higher living costs in the capital. Other allowances include unsocial hours payments, dog handler allowances and replacement allowances. To calculate exact net pay with specific allowances or student loan deductions, use our take-home pay calculator.
Career progression: comparing Constable pay point 3 to adjacent pay points
Officers tracking yearly increment progression or preparing for rank promotion can review adjacent pay points:
- Previous pay point: Review earnings on police constable pay point 2 after tax.
- Next pay point: Review projected take-home on police constable pay point 4 after tax.
- Annual increment value: Calculate the net take-home boost of moving to the next pay point with our pay rise calculator.
- Overtime and unsocial hours: Calculate rest day working and overtime rates using our overtime pay calculator.
- Shift patterns: Calculate earnings across rotating shifts using the shift pay calculator.
- Custom deductions: Model student loan repayments or London weighting with our take-home pay calculator.
Geographic scope and devolved policing
These figures represent the statutory police officer pay scales for England and Wales for 2024/25, effective from 1 September 2024. Pay scales are set by the Home Secretary following recommendations from the Police Remuneration Review Body.
Policing in Scotland and Northern Ireland is devolved. Police Scotland and the Police Service of Northern Ireland maintain distinct negotiating bodies and pay arrangements. In addition, Scottish taxpayers are subject to Scottish income tax rates and bands set by the Scottish Parliament.